Commercial Property Insurance

Coverage for Coastal Properties

Submit an Application

Underwriting Guidelines

Deductibles:

  • Range 2-5%

TIVs:

  • Maximum $3,000,000 per building and $5,000,000 per policy
  • Ranges based on construction type and location

Construction age:

  • 1984 or older with full gut renovation in the past 30 years
  • Built after 1985
    ‍

States:

Florida, Texas, South Carolina, North Carolina, Georgia, Alabama, Mississippi, New Jersey

Location:

0-100 miles from tidal waters (excludes South Florida)

The states where Normandy writes

Accepted Classes of Business

Commercial Condos Insurance

Commercial Condos

Government Buildings Insurance

Government Buildings

High-End Restaurants Insurance

High-End Restaurants

Office Buildings Insurance

Office Buildings

Residential Condos Insurance

Residential Condos

Schools Insurance

Schools

Shopping Centers / Retail

Shopping Centers / Retail

Urgent Care Insurance

Urgent Care

Warehouses Insurance

Warehouses

& many more!

Prohibited Properties

  • Vacant Buildings
  • Nightclubs, Late Night Lounges/Taverns, Adult Nightclubs
  • Assisted Living Facilities, Rehab & Recovery Centers, Nursing Homes, Boarding Houses
  • Churches, Synagogues, Mosques
  • Bowling Alleys
  • Min-Storage/Self-Storage Facilities
  • Gas Station, C – Stores, Cannabis Manufacturing/Processing
  • Habitational Rentals (Apartments, Dwellings, Cottages, Multi-Family, Air BNB, VRBO, Co-Ops, etc )
  • High Hazard/ (Saw Mills, Electro Plating, Metal Mfg., Arc Welding, Oil & Gas, Recycling, Heavy
  • Industrial, Scrap Metal, Auto Dismantling, Fertilizer & Flammable Storage)
  • Hotels/Motels

Ready to Submit an Application?

Download the forms and submit via one of the options below.

Acord 125: Download Acord 125 | Fill & submit Acord 125 online

Acord 140: Download Acord 140 | Fill & submit Acord 140 online

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Already have the forms completed?
Email them to applications@normandyins.com

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Call: 866-688-6442

Email: info@normandyins.com

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