Underwriting Guidelines

Construction

• Min. of 3 Full-time Employees (Exclusive of Officers)
• One Year of Prior Coverage Required
• Maximum Sub Exposure: 30%
• No Work Above Two Stories

Non-Construction

• Minimum Premium: $1,000 + Expense Constant
  
• Minimum of 2 Employees in the Governing Code
  
• New in Business Acceptable W/ Resume Demonstrating 3 Years Experience