Contractors Insurance

We cover these industries & more!

Concrete Work

Drywall

Fencing

Flooring

Framers

Iron & steel work

Masonry

Painting

Roofers

Septic tank installation

Solar Installation

& many more!

Workers' Comp
for Contractors

 Submit Workers' Comp Application

or get an instant workers' comp quote here



Workers' Comp Forms

Florida: Download Acord 130 FL | Fill out Acord 130 online

‍All other states: Download Acord 130 | Fill it out online‍

Supplemental: Download Supplemental

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Highlights

AM Best A-Rated carrier
No work over 40 ft or below 12 ft
Up to 50% sub exposure
No deductible requirements
Pay-as-you-go payment plan

Underwriting Guidelines

Contractor Risks

Minimum premium $5,000
4 years loss runs or experience
No prior considered with a resume*

*Resume required to show proof of experience for past 5 years

Roofing & Solar Risks

$75,000 minimum premium (before assessments and taxes)
Minimum of 5 full years in operation (4 full years of loss runs)
5 full-time roofing employees

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State

General Liability
for Contractors

 Submit General Liability Application

View all Acceptable Classes of Business for General Liability



General Liability Forms

Acord 125: Download Acord 125 | Fill & submit Acord 125 online

Acord 126: Download Acord 126 | Fill & submit Acord 126 online

Supplemental: Download Supplemental



Highlights

AM Best A-Rated carrier
Blanket Additional Insured, Waiver of Subrogation, and Primary Non-Contributory wording available
Defense outside the limits available
Completed ops available
Open roof and torch-down coverage

Underwriting Guidelines

Minimum premium $750
New ventures considered
3-5 years loss runs for established businesses
Competitive markets for hard-to-place risks

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State

AL, AR, CA, CT, DC, FL, GA, LA, MA, MD, ME, MO, MS, NC, NJ, OH, OK, PA, RI, SC, TN, TX and VA.

‍

Cyber
for Contractors

 Submit Cyber Application Online

View all Acceptable Classes of Business for Property



Cyber Forms

Submit cyber applications online

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Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

Email

Email to applications@normandyins.com

Upload

Filled out an application already? Upload it here.

Which Program?

Name

Message

Requesting a quote for:Workers' CompensationGeneral LiabilityPropertyInland MarineCyber

Workers' Comp Files

Upload Workers' Comp ACORD 130

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