Retail Store Insurance

Workers' Compensation, General Liability, Excess Liability, Property, and Cyber Insurance for Retail Stores

Workers' CompProfessional LiabilityGeneral Liability Excess LiabilityPropertyInland Marine

We cover these industries & more!

Book and Music Stores

Clothing Stores

Drug Stores

Electronics & Appliance Retailers

Gift Shops

Hardware Stores

Jewelry Stores

& many more!

  Workers' Comp Forms

Highlights

  • New in business acceptable
  • Gift shops, clothing stores, and drug stores
  • Low minimum premiums
  • Competitive dividend programs available
  • Pay-as-you-go plans available
 

State

AL, AR, CT, FL, GA, LA, ME, MD, MO, MS, NC, NY, OK, PA, RI, SC, TN, TX, VA

Excess Forms

Highlights

  General Liability Forms

Highlights

  • Comprehensive GL Occurrence Form
  • Admitted and Non Admitted Programs Available
  • Eligibility varies by type of business
  • Monoline GL or packaged with property options available
 

State

Excess Forms

Highlights

  • Up to $5,000,000 limit
  • Underlying must be A-rated carriers
  • Stand-alone policies available
  • Follow-form coverage available
Property Forms

Highlights

  • Coastal coverage available (Max TIV $5M per location)
  • Windstorm availability varies by location
  • Higher property limits available in noncoastal areas
 

State

AL, AR, CA, CT, DC, FL, GA, LA, MA, MD, ME, MO, MS, NC, NJ, OK, PA, RI, SC, TN, TX and VA.

  Inland Marine Forms

Highlights

Cyber Forms

Submit cyber applications online

Highlights

  • Active risk assessment to understand your risk in real-time
  • Active protection through monitoring and alerting to prevent risks
  • Active response with in-house response teams & leading coverage if an incident occurs
  • Both admitted and surplus available
  • Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Additional
lines available

Additional coverages include:

Learn More
Email brokerage@normandyins.com for more information.

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Download the forms from the corresponding section above and submit via one of the options below.

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