As we consider 2023, we can expect workers' comp insurance to continue to evolve. There is likely to be more focus on prevention and early intervention as employers strive to keep their employees safe and healthy. We also expect a new culture surrounding workers' comp insurance and post-pandemic work life. We can expect a greater emphasis on communication and technology to ensure that employers comply with the ever-changing laws and regulations regarding workers' comp insurance. 

Here are more details that you need to know about workers' comp expectations in 2023. 

Focus on Employee Safety

It's no secret that the labor market has been hectic in the last few years. This trend is expected to continue in 2023, and around 44% of Americans plan to switch careers. With this switch in fields comes an increased risk of workplace accidents and injuries due to a lack of experience. Because of this, we expect an increase in focus on employee safety and training to avoid needing to make a claim. 

New Workplace Culture and Workers' Comp

Working from home isn't expected to go anywhere in 2023, and it's important to remember that employees still need to be adequately protected in the event of an accident or illness despite their remote status. This is why it's essential to have a comprehensive workers' compensation policy when employees work from home. By updating safety protocols to include exposures that may be more likely to happen outside of the office, employers can ensure their employees are safe and secure while working from home.

Clearer Communication Channels About Workers' Comp

Every workers’ comp policy should cover both the employer and employee and include guidelines for reporting injuries, filing claims, and ensuring medical treatment is provided. Employers should ensure all employees are aware of the policy, understand their rights and responsibilities, and have access to the necessary resources. Keeping up to date with changes in workers' comp can be difficult, but there should be clear and constant communication if there are any changes that affect employee benefits or coverage.

Normandy Insurance has evolved since 2006, becoming a top choice for agents in 22 states. Originally focused on workers' compensation, Normandy now underwrites general liability, commercial property, cyber, and yacht insurance. Preferred by independent agents for offering innovative and cost-effective coverage solutions with an emphasis on customer service. 

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