As an insurance agent, offering the best yacht insurance coverage for your clients is crucial. Yachts are significant investments, providing luxury and freedom on the open waters. However, protecting these vessels from unforeseen events is essential. Normandy Insurance offers comprehensive yacht insurance policies tailored to the unique needs of yacht owners. Let's explore the key coverage areas of Normandy’s yacht insurance policies and highlight the benefits for your clients to safeguard their investments and provide peace of mind.

Key Coverage Areas

1.    Hull and Machinery

One of the key aspects of yacht insurance is hull and machinery coverage. This essential protection covers the yacht's physical structure and mechanical systems. Whether your yacht is damaged by a collision, grounding, or other maritime incidents, Normandy's yacht insurance covers repair or replacement costs. This helps your clients get back on the water quickly and confidently.

2.    Liability

Yacht ownership involves potential liability risks, especially if an accident results in injury or property damage. Normandy's yacht insurance offers liability coverage up to $10 million USD, protecting owners from financial loss due to legal claims and lawsuits. This essential yacht insurance coverage applies to both private and chartered vessels.

3.    Personal Property

Beyond the yacht, personal property onboard also requires protection. Normandy Insurance offers coverage for personal belongings like electronics, clothing, and valuables, safeguarding them against theft, damage, or loss. This yacht insurance is especially beneficial for long-term cruisers or those living on their yachts.

Additional Coverages

Normandy Insurance offers several optional coverages to enhance yacht insurance policies:

• ‍Crew Liability: Protects against claims made by crew members for injuries sustained while working on the yacht.‍
• Tenders and Trailers: Coverage for smaller boats and trailers used to transport the yacht.‍
• Non-Emergency Towing: Assistance for towing the yacht in non-emergency situations.‍
• Uninsured Boaters: Protection in case of an accident with an uninsured or underinsured boater.‍
• Medical Payments: Coverage for medical expenses incurred due to injuries on the yacht.‍
• Jet Skis: Optional coverage for jet skis owned and used in conjunction with the yacht.

Protect your clients' yachts with comprehensive yacht insurance from Normandy Insurance. Safeguard their investment and ensure a worry-free yachting experience with our range of coverage options. Our yacht insurance includes hull and machinery protection, liability coverage, and personal property insurance, tailored to meet the unique needs of yacht owners.

With Normandy Insurance, clients can sail confidently, knowing they are fully protected against the unexpected. Discover the benefits of Normandy Insurance and secure your clients' yachts today. For more information, visit Normandy Insurance Yacht Coverage.

Additional Benefits

• Peace of Mind: With Normandy's comprehensive yacht insurance, your clients can enjoy peace of mind knowing their valuable investment is protected against various risks. Whether sailing in familiar waters or exploring new destinations, having the right yacht insurance coverage ensures they can focus on enjoying their time on the water. Get the best yacht insurance to safeguard against damage, theft, and unforeseen events.
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• Financial Security: Unexpected incidents can lead to significant financial burdens. Normandy Insurance offers the essential financial security by covering repair costs, legal fees, and other expenses from accidents or damages. This financial protection is crucial for safeguarding your assets and maintaining your lifestyle.
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• Flexibility and Customization: Normandy Insurance knows that yacht owners have unique needs. Our customizable yacht insurance policies let you choose the coverage that fits you best. Whether you use your yacht privately or for chartering, Normandy provides tailored yacht insurance solutions.
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• Trusted Coverage: Normandy Insurance, backed by an A.M. Best-rated carrier, ensures your clients get reliable and trustworthy coverage. Known for excellence and dedication to customer satisfaction, Normandy offers yacht insurance that gives owners peace of mind.

Experience the future of yacht insurance with Normandy Insurance. Contact Us today for more information.

Frequently Asked Questions (FAQs)

What types of yachts are covered by Normandy Insurance?

Normandy Insurance covers yachts for private and charter use, valued up to $5 million USD, with liability limits up to $10 million USD. They do not cover yachts exceeding 90 MPH.
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What key coverages does Normandy's yacht insurance include?

Coverage includes hull and machinery, liability, and personal property. Optional coverages are available for crew liability, tenders, trailers, non-emergency towing, uninsured boaters, medical payments, and jet skis.
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What is hull and machinery coverage?

This protects the yacht's structure and mechanical systems, covering repair or replacement due to damages from collisions, groundings, or other accidents.
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Why is liability coverage important?

Liability coverage protects yacht owners from financial losses due to legal claims or lawsuits from accidents causing injury or property damage. Normandy offers limits up to $10 million USD.
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Does Normandy Insurance cover personal belongings on board?

Yes, they cover personal property like electronics, clothing, and other valuables against theft, damage, or loss.

Testimonials

"Great platform with ease of use &excellent client interaction. Looking forward to working with them more! – Cambrie G.

"Normandy is a great insurance company to work with.  They are always quick to respond, provide easy and accurate quotes, and are always great with communicating underwriting needs. They continually strive to add products and classes to their appetites and are some of the most polite people I've had the pleasure of working with.  They make you feel like your partnership truly matters, and it makes it easy to want to continue doing business with them." – Paige P.

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